Fintech Horizon
Honest documentation of my ongoing readings and the frameworks I use to solve complex problems in finance and technology. Published on Substack .
The ₹691 Crore Beverage Company That Only Existed on Paper
How a mango-drink maker faked its way to becoming a fraud that fooled Deloitte, distributors, and Dalal Street — and the one number that was screaming the truth the whole time
The Resignation Nobody Explained…
The ₹1.8 Lakh Crore Lesson: How Byju's Built an Empire on Borrowed Time — and What Every Young Entrepreneur Must Learn From Its Ruin
He put his logo on India's cricket jerseys. He raised $22 billion. Then he hid $533 million in a hedge fund headquartered inside an IHOP.
The story starts the way all great entrepreneurial myths do — with a nobody who outperformed everyone. Byju Raveendran grew up in Azhikode, a small coastal town in Kerala. His parents were schoolteach…
How Redington (India) Ltd. Tried to Gift Away ₹610 Crores in Tax — And Why It Didn't Work
How Redington (India) Ltd. Tried to Gift Away ₹610 Crores in Tax — And Why It Didn't Work
The Setup: A Perfectly Legal-Looking Gift…
The ₹15 Lakh Crore Mirage: How Rajesh Exports Built a Trillion-Rupee Empire Out of Thin Air
For CA and finance students — because the biggest frauds aren't in the numbers, they're in what's hidden between them.
Imagine a company that claims to process 35% of the world’s gold, sits on the Fortune Global 500 list, and reports revenues that rival the GDP of small nations — yet can’t repay a ₹2,458 crore bank lo…
The Tata–Mistry Saga: When Corporate India Went to War With Itself
The boardroom coup that shook India's most iconic conglomerate — and rewrote the rulebook on minority shareholder rights
There are corporate disputes, and then there are corporate wars. The clash between Tata Sons and Cyrus Mistry belonged firmly in the second category. It had everything — legacy, betrayal, billions of …